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You need to look at Obama socializing the student loan program in 2008. Loans went from 400 billion under private banks to 1.5 trillion ten years later. Overlay the tuition rise with the loan rise. It is a 100 % correlated.

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It’s an interesting subject worthy of investigation, but the portfolio was on a breakneck pace prior to 2008. Feds underwriting the loans essentially made abandoning loans impossible because they have the ability to garnish wages.

https://fred.stlouisfed.org/series/SLOAS

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